Disabilty Insurance

Down here we pay levies encase we cannot work due to disability or illness, just the same as insurance I guess, but it's government run I think, kind of. I've had to take it a few times, see the doctor, get fixed and the doctor will arrange for time off work and compensation for that time off as well as getting themselves paid. I don't have to pay a thing as well as getting some paid time off work, it's great, apart from the injuries that got me there in the first place.